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Stack of crispy grilled cheese burritos on a wooden board, cut open to show seasoned beef, rice, and melted cheese with dipping sauces in the background.

Loaded Grilled Cheese Burrito (Quick Taco Bell Copycat)

A cheesy, crispy copycat burrito inspired by Taco Bell, filled with seasoned beef, rice, nacho cheese, sour cream, and shredded cheese. The burrito is pan-grilled with a melted cheese crust on the outside for an extra golden, crunchy finish.
Prep Time 10 minutes
Cook Time 15 minutes
Total Time 25 minutes
Servings: 4
Cuisine: Mexican
Calories: 620

Ingredients
  

  • 1 pound ground beef
  • 1 packet taco seasoning
  • 2 tablespoons water
  • 2 cups cooked rice
  • ½ cup nacho cheese sauce
  • ½ cup sour cream
  • 1 cup shredded cheese (cheddar or Mexican blend), for filling
  • 1 cup shredded cheese (cheddar or Mexican blend), for grilled crust
  • 4 large burrito-size flour tortillas
  • 1 tablespoon butter or oil

Method
 

  1. Heat a skillet over medium heat and cook the ground beef until browned. Drain excess grease.
  2. Stir in taco seasoning and water, then simmer for 1–2 minutes until saucy.
  3. Warm the cooked rice if needed so it’s easier to fold into the burrito.
  4. Lay a tortilla flat and layer rice, taco meat, nacho cheese sauce, sour cream, and shredded cheese.
  5. Fold in the sides and roll tightly into a burrito.
  6. Heat a nonstick skillet over medium-low heat and sprinkle shredded cheese into the pan in a rectangle shape.
  7. Place the burrito seam-side down on top of the melting cheese and cook until the cheese is golden and crispy.
  8. Flip the burrito and toast the other side for 1–2 minutes. Serve warm.

Notes

  • Use medium-low heat to prevent the cheese crust from burning before it crisps.
  • Don’t overfill the tortilla or it may tear while rolling.
  • Swap ground beef with shredded chicken, ground turkey, or black beans for a different version.
  • For extra heat, add jalapeños, hot sauce, or chipotle sauce inside.
  • Reheat leftovers in a skillet or air fryer to keep the outside crispy.